Credit Counseling State Availability Currently we place clients in credit counseling programs in all states except Michigan, Illinois, Colorado, Minnesota, West Virginia, New York and New Jersey.
Debt Settlement State Availability We have licensed attorneys in all states taking on new clients in all 50 states.
Advantages of Debt Management
Pays Creditors On Time.
A credit counseling program pays your creditors on time so the annoying phone calls stop.
Reduced Interest Rates.
A debt management plan involves one monthly payment disbursments to your creditors on time and in exchange you received significantly reduced interest rates to pay down your debt.
Affordable monthly payment.
Signing up to a debt management plan means that a debtor can put all forms of unsecured debt, such as credit card debt and unsecured loans, into one monthly payment.
Substantial Savings.
Reducing your interest rates allows you to save thousands of dollars in interest and finance charges to your creditors. In addition, it is also possible to increase payments to complete the program faster.
*Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. DMG does not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on your credit rating.**While the testimonials and other information on this website may be exciting, Debt Management Affiliates, Debt Management Guys, Debt Settlement Guys, and (or) Debt Consolidation Guys promises only to perform the steps we've agreed to in each client's case. As with any legal work, no outcome is promised. Your results may vary.***Facts and Figures on our website are substantiated by our back-end operations. Our back-end operations are accredited by the USOBA and TASC. Debt Management Affiliates, Debt Management Guys, Debt Settlement Guys, and (or) Debt Consolidation Guys are not affiliated with MSNBC, Fox, CBS, or USA Today and logos used are registered trademarks of their respective owners.