Michael Hart is a web developer and Founder of DebtManagementGuys.com. After implementing successful online search rankings for his clients he wanted to develop an online community for helping people get out of debt. Michael firmly believes in Proverbs 22:1: "A good name is more desirable than great riches; to be esteemed is better than silver or gold." Our Mission is Simple: Help show a benefit in a credit counseling or debt settlement program, otherwise our advice is free.
Trouble Paying Off Credit Cards?
Find out just how long it really takes to pay off your credit debt if you were to continue to make your monthly payments to the Credit Card Companies like you are now.
Our network of over 200 licensed attorneys nationwide can negotiate your credit card balances for substantially less. Utilize our knowledge of the industry to help you sleep better at night knowing your credit card debt will soon be under control.
*Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on your credit rating.**While the testimonials and other information on this website may be exciting, Debt Management Affiliates, Debt Management Guys, Debt Settlement Guys, and (or) Debt Consolidation Guys promises only to perform the steps we've agreed to in each client's case. As with any legal work, no outcome is promised. Your results may vary.***Facts and Figures on our website are substantiated by our back-end operations. Our back-end operations are accredited by the USOBA and TASC. Debt Management Affiliates, Debt Management Guys, Debt Settlement Guys, and (or) Debt Consolidation Guys are not affiliated with MSNBC, Fox, CBS, or USA Today and logos used are registered trademarks of their respective owners.