This is a popular question. When I was a mortgage broker I pulled a credit on a woman who had no credit. How was this possible? She simply didn’t have at least 3 accounts open longer than a year, thus receiving a score of zero.

Equifax, TransUnion, and Experian are the three credit bureaus. Your score can be as low as 30o to 400 depending upon the bureau, and can be as high as 850. The higher your score, the less “risk” you are to potential creditors, which means you pay less in interest to any lender.

Remember, your credit score is not about how good of a person you are. Its simply a measure of your ability to repay your debts.

If you need to check your credit score, simply visit the debt management guys homepage to check your credit. If you are behind on payments and want to learn how you can get lower interest rates, or settle your debt for half, click the call button to be connected with a live representative today.