Debt Management Guys Blog » how can i get a 0% interest rate on my dmp http://www.debtmanagementguys.com/blog Helping people get out of debt one day at a time. Wed, 04 Aug 2010 03:05:55 +0000 http://wordpress.org/?v=2.8.3 en hourly 1 How Can I Get A 0% Interest Rate On My DmpDebt Management Plan? http://www.debtmanagementguys.com/blog/100/how-can-i-get-a-0-interest-rate-on-my-dmpdebt-management-plan/ http://www.debtmanagementguys.com/blog/100/how-can-i-get-a-0-interest-rate-on-my-dmpdebt-management-plan/#comments Fri, 13 Nov 2009 02:30:47 +0000 Michael http://www.debtmanagementguys.com/blog/?p=100 Great News – There Are 0% Interest Rates On Certain Debt Management Plans

BREAKING NEWS – Now there are as low as 0% interest rates in various debt management plans. Creditors such as Firestone, Tiresplus, First Premier Bank, and a few others are offering as low as 0% down to get on a debt management plan to pay back your debt. Never has there been such a no brainer program for those who are suffering from high interest rates, or late payments.

Most people know that if you miss? a payment, your credit card company can raise the rate over 20% if it isn’t already causing over 80% of your monthly payment to go in their pocket. Why do you think they are so happy to give out credit cards? If you struggle to make just the minimum payment, you will pay back your original balance at least 4 times over.

The Debt Management Guys would like to help you get out of debt and pay that balance down. To find out what you qualify for,? visit ourhomepage and click the call me icon to type in your phone number. We will connect the call for free with one of our live representatives who will offer you a no obligation quote, or you can call us direct at 678.561.DEBT today.

]]> http://www.debtmanagementguys.com/blog/100/how-can-i-get-a-0-interest-rate-on-my-dmpdebt-management-plan/feed/ 0 How Can A DMP Lower Your Interest Rate? http://www.debtmanagementguys.com/blog/85/how-can-a-dmp-lower-your-interest-rate/ http://www.debtmanagementguys.com/blog/85/how-can-a-dmp-lower-your-interest-rate/#comments Sat, 31 Oct 2009 20:28:04 +0000 Michael http://www.debtmanagementguys.com/blog/?p=85 How Can a DMP Lower My Interest Rate?

Wondering how a debt management plan works? Its easier than you think. Your credit card company won’t tell you that you can get a lower interest rate in a debt management plan because they want you to pay the full balance back at higher interest rates. If you can afford the payments but your interest rate is too high, you may want to consider a dmp? if contacting the bank has caused little to no success. However, you must know that enrolling your credit card balances in a debt management plan requires your cards to be closed, meaning you simply cannot charge on that card until the balances are paid off. The important thing to keep in mind is maintaining timely payments since 35% of your credit score is measured by not missing payments. Also, in a dmp you can pay more than the recommended balance as there is no prepayment penalty.

What Might Your Interest? Rates Drop To?

(Keep in mind these are subject to change at any time)

  • Capital One 7.4%

  • Bank of America 9.0%

  • Chase 6% or 10% depending upon the balance

  • Juniper? now a case by case scenario but was previously 5.9%

  • HSBC (Household Bank) 9%

  • Wells Fargo 7.3%

  • American Express 7.90%

  • FIA Card Services 15.90%

  • Wells Fargo Card Services 7.30%

  • Citgo/Citibank 9.90%

  • Discover Card 6.99%

  • Macys-All Divisions 8.00%

  • Bank One – First USA 6.00%

  • Direct Merchants Bank 9%

  • Fashion Bug * 8.00%

  • HSBC/Discover 9.90%

  • First Premier Bank 0.00%

  • First National Bank of Omaha 9.90%

  • Goody’s/WFNNB 10.00%

  • Providian National Bank 10.00%

    and many more.

    Keep in mind that these rates are subject to change at any time by the creditors. Some may be higher, some may be lower. The only way to find out what you qualify for is by contacting us today.

    Now, if you are currently more than two months behind on your payments, then your best option may be a debt settlement program

    To find out what you can qualify for, contact the Debt Management Guys today at
    1.800.442.8004 ext 100 today.

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