DebtManagementGuys.com announces a nationwide attorney network to provide debt settlement services with aggressive residual commissions starting at 9% of the debt amount

FOR IMMEDIATE RELEASE

PR Log (Press Release) Dec 24, 2009 ? Debt Settlement Branch Office – Call 678-561-DEBT
Due to over $395 billion in delinquent credit card payments, debt settlement ?has become one of the fastest growing sectors in business startups today. Our full service net branch opportunity provides no start up fees and a fully integrated CRM software lead tracking system to allow brokers to focus on their core business of sales so we can handle the customer service.

While so many businesses are struggling to make ends meet, our debt settlement branch offices are growing at an enormous rate due to the decline in the economy. This allows savvy business men to capitalize on debt reduction services while providing a valuable service to clients who are behind on payments or unable to qualify for bankruptcy due to the new credit counseling requirement of 2005.

As of October 17,2005 all Americans seeking bankruptcy must complete a credit counseling program. The problem with this is that so many people are unable to afford the monthly payments in a credit counseling program, and must seek debt settlement. Debt settlement is the process of making payments to a savings account while attorneys negotiate on your behalf with your creditors to reach a settlement amount. Many companies out there operate without attorneys which is illegal in many states, says Michael Hart, CEO of DebtManagementGuys.com

While we provide debt management plans providing interest rates as low as 0% depending upon the creditor, debt settlement is growing business due to the state of the economy and the 10% + unemployment rate.

DebtManagementGuys.com has a nationwide attorney backed network where attorneys in each state negotiate with creditors for settlements, some as low as 25% of the original amount. With no startup fees and an aggressive commission at 9% of the debt amount, this allows companies to recoup their investment quickly while building a residual income and providing a valuable service for people in financial hardship. “Many debt settlement companies have gotten a bad name due to not disclosing the key facts.” says Michael Hart, CEO of DebtManagementGuys.com. “Our goal is to educate consumers on their options so they ultimately can make an informed decision.” ?Debt settlement does have a negative impact upon your credit score initially since 35% of your credit score is based upon your payment history, but 30% of your credit score is measured by your debt to income.” This is why its so helpful to reduce debts in 4 years or less and then focus on rebuilding your credit,” says Hart.

Whether you’re an established debt settlement company that simply wants to earn more on each file or a mortgage broker interested in turning your unqualified borrowers into a healthy revenue stream, we have the opportunity for you: You’ll earn at least 9 points on each transaction. You’ll get all the support and training you need. Getting set up is easy…you don’t need a license and you can be up and turning a profit within 24 hours.

Not to mention you’ll be saving your clients an average of ?50% of their debt and you’ll reduce their monthly payments in about half—all with out charging a single penny in upfront fees.

How Do I Get Started?
Call us directly at and ask to speak with an Account Executive or fill out our form at http://www.debtmanagementguys.com or email affiliates@debtmanagementguys.com Approvals typically take 24 to 48 hours. Once you?re approved you may start doing business immediately.

Call Today At: 678.561.3328

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DebtManagementGuys.com is a debt community with free resources to aid consumers on how to get out of debt. With a blog on breaking debt management news and a forum to ask questions, consumers can find out how to deal with creditors themselves, or use an attorney backed network with no upfront fees.

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Chase Letters To Clients Contradict Their Past and Future Settlement Policy

This is an interesting example of how creditors try to influence their cardholders to PAY UP IN FULL on their credit card debt. As more and more people enroll their credit cards into debt settlement programs, more and more creditors will be combating the program, and attempting to collect the debts directly, via their “in-house settlement center”, or by referring them to a “credit counseling center”.

As a recent example (view this settlement offer by Chase), Chase has been sending out letters to their customers notifying them that they have been contacted and notified, that they are being represented by a debt settlement company in connection to their Chase account. The bold title of their letter states, “Chase doesn’t deal with debt settlement companies.” Attached, you will also find a settlement from Chase, as recent as today, and for 25% of the debt amount!

The letter does go on and suggest, and ask, that the client does in fact contact Chase directly to learn more about their “interest rate reduction” programs, as well as get a “free referral to an accredited, non-profit credit counseling organization.”(Credit card companies started credit counseling companies like CCCS and CCCS receives compensation from them.)

Let this serve as an education tool, to help make you the client aware of these letters you may receive, as we’re all very aware Chase isn’t the only creditor sending these letters out. Knowing what to expect from creditors and their fear tactics will enable you to successfully complete your debt settlement program so you can reap the rewards of payments you can afford to pay.

By knowing about fear tactic letters to try and get you to continue making high interest payments to them, or their majority owned counseling center, will allow you to stay the course to repairing your financial future.

Creditor will do, say and write just about anything they can to potentially get your hard earned money, each and every month…interest and all, so you can see why they don’t like debt settlement alternatives, but they eventually agree to lowered settlements, and they have been doing so for years, as in the case of this 25% settlement offer.

To find out what you qualify for, call 678.561.DEBT (3328) or visit http://www.debtmanagementguys.com and fill out the form to be contacted by one of our representatives.

(Don’t forget you can click the “CALL ME” button to be connected with a live representative, after entering your name, phone number, and the connect button.”)

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Debt Settlement in 47 States, including Rancho Santa Margarita, CA, Miami FL, and Phoenix AZ

Debt Management Guys can counsel you on debt management and debt settlement programs tailored to your state and financial scenario.? Currently debt settlement is very high in Rancho Santa Margarita, CA, Phoenix, Arizona, and Miami, Florida, and we can assist consumers in 47 states.
To find out what you can settle for in a customized payment that you can afford, call? 678.561.DEBT or visit our homepage to click the call me button to have us connect you with a live representative toll free.

Simply click call me twice on the home page, and enter your name phone number, and don’t forget to? hit the CONNECT button.? With rates as low as 0%, we have different options for your credit cards, personal loans, medical bills, collections, and judgments over 6 months old.


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Great News – There Are 0% Interest Rates On Certain Debt Management Plans

BREAKING NEWS – Now there are as low as 0% interest rates in various debt management plans. Creditors such as Firestone, Tiresplus, First Premier Bank, and a few others are offering as low as 0% down to get on a debt management plan to pay back your debt. Never has there been such a no brainer program for those who are suffering from high interest rates, or late payments.

Most people know that if you miss? a payment, your credit card company can raise the rate over 20% if it isn’t already causing over 80% of your monthly payment to go in their pocket. Why do you think they are so happy to give out credit cards? If you struggle to make just the minimum payment, you will pay back your original balance at least 4 times over.

The Debt Management Guys would like to help you get out of debt and pay that balance down. To find out what you qualify for,? visit ourhomepage and click the call me icon to type in your phone number. We will connect the call for free with one of our live representatives who will offer you a no obligation quote, or you can call us direct at 678.561.DEBT today.

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How Can a DMP Lower My Interest Rate?

Wondering how a debt management plan works? Its easier than you think. Your credit card company won’t tell you that you can get a lower interest rate in a debt management plan because they want you to pay the full balance back at higher interest rates. If you can afford the payments but your interest rate is too high, you may want to consider a dmp? if contacting the bank has caused little to no success. However, you must know that enrolling your credit card balances in a debt management plan requires your cards to be closed, meaning you simply cannot charge on that card until the balances are paid off. The important thing to keep in mind is maintaining timely payments since 35% of your credit score is measured by not missing payments. Also, in a dmp you can pay more than the recommended balance as there is no prepayment penalty.

What Might Your Interest? Rates Drop To?

(Keep in mind these are subject to change at any time)

  • Capital One 7.4%
  • Bank of America 9.0%
  • Chase 6% or 10% depending upon the balance
  • Juniper? now a case by case scenario but was previously 5.9%
  • HSBC (Household Bank) 9%
  • Wells Fargo 7.3%
  • American Express 7.90%
  • FIA Card Services 15.90%
  • Wells Fargo Card Services 7.30%
  • Citgo/Citibank 9.90%
  • Discover Card 6.99%
  • Macys-All Divisions 8.00%
  • Bank One – First USA 6.00%
  • Direct Merchants Bank 9%
  • Fashion Bug * 8.00%
  • HSBC/Discover 9.90%
  • First Premier Bank 0.00%
  • First National Bank of Omaha 9.90%
  • Goody’s/WFNNB 10.00%
  • Providian National Bank 10.00%
    and many more.

    Keep in mind that these rates are subject to change at any time by the creditors. Some may be higher, some may be lower. The only way to find out what you qualify for is by contacting us today.

    Now, if you are currently more than two months behind on your payments, then your best option may be a debt settlement program

    To find out what you can qualify for, contact the Debt Management Guys today at
    1.800.442.8004 ext 100 today.

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