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Debt Settlement Options
Debt Settlement
Debt Settlement is a program designed for people in financial hardship due to a loss of income or a sudden increase in expenses. This may be due to a variety of reasons:
- Loss Of Income
- Divorce
- Death in the family
- Added Expenses
- and more.
Most people know that when you miss a payment on a credit card even by a day late, your banks have the right to raise your interest rates to well over 20%, even with the new Obama laws. Now they have to disclose 60 days prior to the rate rising but they can still do it. Because of this, it puts people into a greater financial hardship that requires a discussion of what to do.
DebtManagementGuys.com recommends credit counseling first to see if our clients can afford the payment so you can drop your interest rates low, and then pay down your debt without crushing your credit score.. However, if you cannot afford the payment in a credit counseling program, we have over 200 attorneys nationwide ready to settle your debts for pennies on the dollar. To find out how much we can save you, call 1.800.442.8004 ext 100 or fill out the form on this page to the right to have someone contact you. You have nothing to lose and only knowledge to gain so don't delay. Take the first step to your financial freedom today.
Debt Management Articles
Debt Management Companies
Debt Management companies are springing up left and right. How do you know which one to choose? We can help you make that informed decision .
How to Effectively Manage Debt
Why does it seem like credit card payments never go anywhere? Find the answers to why minimum payments get you no where but deeper in debt!
Financial Planners - Is It Worth The Money?
If you have ever walked into a bank to spend time with a financial planner you know its not a cheap discussion.You need to know what to ask to make sure you get your money's worth. Be prepared to have your ducks in a row.
Interest Rate Negotiations- What's involved?
Interest rate negotions may seem easy at times, or it can be a daunting task if you're not prepared to know whats in store for you. Banks tell you you don't qualify for lower interest but is that really true? Find how why that is not always the case.
How Should I Prioritize My Debt?
Settings the priorities for your finances can be confusing at times. Mortgages, insurance, credit cards, car loans, investments, 401k, What is more important? How do you protect your credit when times get tough? Find some answers on this timeless question.
Should I respond to those phone calls advertising "Last Chance To Lower Your Interest Rates" ?
We've all had the phone calls. "This is your last chance to lower your interest rates, press 1 to speak to a live representative" Or worse, your car warranty is about to expire. Who are these people and what are they talking about? Learn the facts on these predatory companies.
How to Make Money Off Collection Calls
Did you know that you can legally stop all collection calls from a third party collection agency if you mail and document the appropriate paperwork to them? Federal law enables you to make money off the people harassing you!
It doesn't matter how you got into debt. We can help you eliminate your debt in a time frame that works for you. Our Debt Management Program can help you do exactly that. For a no cost, no obligation quote on your financial situation, contact us now. or call 678.561.DEBT today.
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