States We Service
Debt Management Plan
Are you getting killed by high interest rate credit cards or loans? We can help you reduce your interest rates to save you money.
Let us drop your interest rates as low as 0% with our prenegotiated rate program to help you pay down your debt fast without hurting your credit score. If you can't afford the payment in our first program, we can cut your monthly payments by half in a settlement program. But first we want to make sure we can protect your credit score before we have attorneys negotiate your balances down.
Simply fill out the form to the right or call 1.800.442.8004 ext 100 today for a free, no obligation quote to becomming finally free.
Consumer Credit Counseling
What is consumer credit counseling? Consumer credit counseling is essentially a free consultation going over your expenses and income to determine how you can begin to resolve getting out of debt. If you are considering bankruptcy, you are required to under go credit counseling prior to filing. Consumer credit counseling is also known as a debt management plan where your creditors agree to drop the interest rates on your credit cards in agreement for one monthly payment that is distributed evenly across the accounts you include in the program.
The Debt Management Guys and girls are happy to provide a free consultation to determine if you need to enroll in a debt management plan. Many times we will tell you to simply work on budgeting better and send you on your way. Debt management plans are not for everyone, and sometimes debt settlement is a smarter alternative if you are already behind on your payments. The key to managing your debt is having a plan and sticking to it. Setting aside an emergency fund of $1000 is critical to anticipate unexpected events.
Our Debt Solution is our ultimate goal to help you get on the right track to financial freedom. With pre-negotiated interest rates as low as 5.9% depending upon the bank, we can help. Our debt management for credit card (s) is the exact way to help you get out of debt.Do you bank with any of these creditors? Look what we can get your interest rate down to:
Consider what we may get your interest rate down to:
(You must call to see what you qualify for)
- Capital One 7.4%
- Bank of America 9.0%
- First Premier Bank 0.00% !!!!
- Chase 6%
- Juniper 9.9%
- HSBC (Household Bank) 9%
- Wells Fargo 7.3%
- American Express 9.90%
- FIA Card Services 15.90%
- Wells Fargo Card Services 7.30%
- Citgo/Citibank 9.90%
- Household Bank 9.00%
- Discover Card 6.99%
- Macys-All Divisions 8.00%
- Bank One - First USA 6.00%
- Direct Merchants Bank 5.90%
- Fashion Bug * 8.00%
- HSBC/Discover 9.90%
- First National Bank of Omaha 9.90%
- First National Bank of Omaha 9.90%
- Goody's/WFNNB 10.00%
- Providian National Bank 10.00%
Reasons For Debt Management
You may have lost your job, or have medical bills. Perhaps you are going through an expensive divorce costly you thousands of dollars. Sometimes a business may go south due to the economy. Whatever your hardship, we can help.
Bad things happen to good people, and its about time something good happens to you. We can get on a path to becoming debt free. The first step is simply speaking to one of our representatives. Click the call me button below to be connected with one of our representatives for free. Its just a click away.
It doesnt' matter how you got into debt. We can help you eliminate your debt in a time frame that works for you. Our Debt Management Program can help you do exactly that. For a no cost, no obligation quote on your financial situation, contact us now.
To find out more information on how to start your debt settlement business today, double click the call me button below or call 1.800.442.8004 ext 100.
Laws Protect You From Debt Collectors
The FDCPA act was a law written to protect consumers from abusing collection agents. The law protects a consumer from things like preventing collection companies from calling before 9am, or after 9pm. In addition, they are not supposed to call you at work if you ask them not to. They cannot curse or threaten false things at you like throwing you in jail. (This isn't the 1500's) Retribution for fines for breaking these laws is $1000 per occurance. If you are being abused by ignorant collection agents, you should utilize an attorney to help you make money. Our clients that have a true financial hardship that choose to enroll in a debt settlement program are given a call log to make a record of everything a collection agency contacts them after the client has mailed a certified mail cease and desist letter. This way, they can prove in court if the law is being violated.
For a no cost, no obligation quote on your financial situation, contact us now.
Debt Management Articles
Debt Management Companies
Debt Management companies are springing up left and right. How do you know which one to choose? We can help you make that informed decision .
How to Effectively Manage Debt
Why does it seem like credit card payments never go anywhere? Find the answers to why minimum payments get you no where but deeper in debt!
Financial Planners - Is It Worth The Money?
If you have ever walked into a bank to spend time with a financial planner you know its not a cheap discussion.You need to know what to ask to make sure you get your money's worth. Be prepared to have your ducks in a row.
Interest Rate Negotiations- What's involved?
Interest rate negotions may seem easy at times, or it can be a daunting task if you're not prepared to know whats in store for you. Banks tell you you don't qualify for lower interest but is that really true? Find how why that is not always the case.
How Should I Prioritize My Debt?
Settings the priorities for your finances can be confusing at times. Mortgages, insurance, credit cards, car loans, investments, 401k, What is more important? How do you protect your credit when times get tough? Find some answers on this timeless question.
Should I respond to those phone calls advertising "Last Chance To Lower Your Interest Rates" ?
We've all had the phone calls. "This is your last chance to lower your interest rates, press 1 to speak to a live representative" Or worse, your car warranty is about to expire. Who are these people and what are they talking about? Learn the facts on these predatory companies.
How to Make Money Off Collection Calls
Did you know that you can legally stop all collection calls from a third party collection agency if you mail and document the appropriate paperwork to them? Federal law enables you to make money off the people harassing you!
It doesn't matter how you got into debt. We can help you eliminate your debt in a time frame that works for you. Our Debt Management Program can help you do exactly that. For a no cost, no obligation quote on your financial situation, contact us now. or call 1-800-442-8004, ext 100 today.
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